$1.6 billion Mega Millions jackpot drawing on Tuesday

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Ruckel said the crush of publicity that falls on a lottery victor is something that most people do not usually experience, even those with a high net-worth.

Meanwhile in California, lottery officials confirmed that there were no winning tickets issued in the state for the record jackpot, but there were a number of tickets that matched 5 of 6 numbers, including one in San Francisco.

The winning numbers are 5, 28, 62, 65 and 70, with a Mega Ball number 5, according to the official Mega Millions website.

"It's hard to overstate how exciting this is - but now it's really getting fun", Gordon Medenica, lead director of the Mega Millions Group and director of Maryland Lottery and Gaming, said over the weekend. But if you do venture down that road, he and other experts have some advice: draw up an agreement. The best was to enter an office pool is documenting everything including who's in and who gets what if you win.

The Mega Millions drawing was held on Tuesday night with a record-setting $1.6 billion prize on line that has Americans dreaming of buying homes, cars, helping financially strapped friends and family and early retirement.

Mary Neubauer, a spokeswoman for the Iowa Lottery, said the key is to put a few rules into writing.

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"I'll never win, but you gotta give it a shot", he told Reuters. But if someone does win they can take the lump sum of $904 million which will be anywhere between $490 million to $569 million dollars after taxes. Almost every victor opts for cash, which is the amount of money the lottery folks actually have in the bank ready to pay out to the company that would fund the annuity.

The jackpot has been growing since it was last won on July 24.

Here's how Mega Millions used to work: Players picked five numbers from 1 to 75 and a Mega number from 1 to 15. That almost as much as what was sold Saturday ($3,213,995), the first drawing after the top prize hit ten digits. She's not too optimistic about a return on her $2 investment.

"Take a chance and get the big one", Kessler said. "There are plenty of people who know how to exploit that ignorance".

"We're all too greedy", Maddy said.

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